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How Insurance Companies Really Calculate Your Risk
Electric Vehicles and Insurance: What Costs More and...
How Climate Change Is Quietly Changing Your Insurance...
High-Risk Hobby & Sports Coverage: What It Can...
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Doug Garfinkel

Doug Garfinkel

Doug Garfinkel is a business educator, financial and insurance writer, and bargain hunter. His writing taps into his education in business/finance and his teaching experience to help consumers understand complex financial and insurance concepts. Doug earned a  Bachelor of Business Administration (BBA) from the University of Michigan and an MBA from Duke University. He studied economics, financial decision making and consumer behavior. Some of the courses he completed include Financial and Managerial Accounting, Corporate Finance, Financial Management, Investing, Macro- and Micro- Economics, Marketing and Consumer Behavior. Aiming to spread his knowledge and inspire students, he spent over 15 years teaching business, personal finance, and economics at both the high school and college levels.

  • Homeowners & Renters

    How Flood Insurance Could Help Keep Your Head Above Water 

    by Doug Garfinkel November 6, 2025
    by Doug Garfinkel November 6, 2025

    Edited by Lee Huffman Does Homeowners Insurance Cover Flood Damage? Does Homeowners Insurance Cover Flood …

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  • Health

    Health Insurance Terms Everyone Should Know 

    by Doug Garfinkel November 5, 2025
    by Doug Garfinkel November 5, 2025

    Edited by Lee Huffman In-network, out-of-network. Dependent. Deductible. Diagnostic. Copays and coinsurance. What does it all mean?  When shopping …

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  • Business

    Business Insurance for Beginners

    by Doug Garfinkel October 27, 2025
    by Doug Garfinkel October 27, 2025

    Congratulations on starting a small business!  Now that you’ve got your business up and running, it’s time to protect …

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  • Travel

    Travel Insurance: Do You Really Need It? 

    by Doug Garfinkel October 25, 2025
    by Doug Garfinkel October 25, 2025

    Edited by Lee Huffman Going on vacation helps you relax, reconnect with family and friends, …

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  • Auto

    Cheapest States for Auto Insurance – Oct 2025 

    by Doug Garfinkel October 20, 2025
    by Doug Garfinkel October 20, 2025

    Auto insurance rates are constantly rising, and in some states it can be $2,500 or more annually.   Auto …

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  • Homeowners & Renters

    Homeowners Insurance 101 

    by Doug Garfinkel October 15, 2025
    by Doug Garfinkel October 15, 2025

    Edited by Paul Martin If you’ve just bought a house, congratulations! You’re a homeowner now. …

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  • Auto

    The Basics of Auto Insurance

    by Doug Garfinkel October 3, 2025
    by Doug Garfinkel October 3, 2025

    Edited by Paul Martin If you own a car, auto insurance is crucial and required …

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Trending

  • How Insurance Companies Really Calculate Your Risk

    October 15, 2026
  • Electric Vehicles and Insurance: What Costs More and Why

    October 13, 2026
  • How Climate Change Is Quietly Changing Your Insurance Premiums

    October 8, 2026
  • High-Risk Hobby & Sports Coverage: What It Can Cost You

    October 6, 2026
  • Event Insurance for Micro-Weddings & Private Venues

    October 1, 2026

Recent Posts

  • How Insurance Companies Really Calculate Your Risk
  • Electric Vehicles and Insurance: What Costs More and Why
  • How Climate Change Is Quietly Changing Your Insurance Premiums
  • High-Risk Hobby & Sports Coverage: What It Can Cost You
  • Event Insurance for Micro-Weddings & Private Venues

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@2026 - TheInsuranceWhiz.com

The Insurance Whiz
  • Auto
  • Business
  • Editor’s Picks
  • Health
  • Home
  • Life
  • Travel
  • Editors
    • Meet Our Editor: Paul Martin
    • Meet Our Co-Editor: Lee Huffman
    • Editorial Policy
  • Writers
    • Meet Our Writers: Dawn Allcot
    • Meet Our Writers: Doug Garfinkel
  • Sweepstakes
  • Auto
  • Business
  • Editor’s Picks
  • Health
  • Home
  • Life
  • Travel
  • Editors
    • Meet Our Editor: Paul Martin
    • Meet Our Co-Editor: Lee Huffman
    • Editorial Policy
  • Writers
    • Meet Our Writers: Dawn Allcot
    • Meet Our Writers: Doug Garfinkel
  • Sweepstakes
@2026 - TheInsuranceWhiz.com